h1 {
text-align:left;
font-family: Arial, Helvetica, Verdana, san-serif;
font-size: 12pt;
color: #B8A36B;
line-height: 16pt;
text-decoration: none
}

.subhead {
text-align:left;
font-family: Arial, Helvetica, Verdana, san-serif;
font-weight: bolder;
font-size: 10pt;
color: #1B3F95;
line-height: 14pt;
text-decoration: none;
}

.alert  { color: red; font-size: 10pt; font-family: Arial, Helvetica, Verdana, san-serif; font-weight: bolder; line-height: 14pt; text-decoration: none; text-align: left }

body, p {
text-align:left;
font-family: Arial, Helvetica, Verdana, san-serif;
font-size: 10pt;
color: #1B3F95;
line-height: 14pt;
text-decoration: none;
}

body {
margin: 0pt;
padding: 0pt;
background-color: #ffffff;
background-image: url(images/Background.gif);
background-repeat: repeat-x;
}

a:link {
text-align:left;
font-family: Arial, Helvetica, Verdana, san-serif;
font-size: 10pt;
color: #1B3F95;
line-height: 14pt;
text-decoration: underline
}

a:visited {
text-align:left;
font-family: Arial, Helvetica, Verdana, san-serif;
font-size: 10pt;
color: #1B3F95;
line-height: 14pt;
text-decoration: underline
}

a:hover {
text-align:left;
font-family: Arial, Helvetica, Verdana, san-serif;
font-size: 10pt;
color: #0A74C2;
line-height: 14pt;
text-decoration: underline
}

a:active {
text-align:left;
font-family: Arial, Helvetica, Verdana, san-serif;
font-size: 10pt;
color: #0A74C2;
line-height: 14pt;
text-decoration: underline
}

#header {
width: 800px;
height: 116px;
border: none;
background-color: #1b3f95;
padding : 0pt;
margin: 0pt;
}

#photoarea {
float: left;
border: 0px;
width: 242px;
height: 500px;
top: 116px;
left: 0px;
padding : 0px;
margin: 0px;
align : left;
}

#content {
float: left;
width: 60%;
background-color: #ffffff;
border: none;
margin: 0px;
align : left;
}

#contentpad{
padding : 30px;
}

#footerdiv {
clear: both;
width: 800px;
border: none;
padding : 0px;
margin: 10px 0px 0px 0px;
text-align: center
}

/* FOOTER STYLES */

.foottxt {
font-family: Arial, Helvetica, Verdana, san-serif;
text-align: center;
font-size: 7pt;
color: #8D9FCA;
line-height: 11pt;
text-decoration: none
}

a.footer:link {
font-family: Arial, Helvetica, Verdana, san-serif;
font-size: 7pt;
color: #8D9FCA;
line-height: 11pt;
text-decoration: none;
}

a.footer:visited {
font-family: Arial, Helvetica, Verdana, san-serif;
font-size: 7pt;
color: #8D9FCA;
line-height: 11pt;
text-decoration: none;
}

a.footer:hover {
font-family: Arial, Helvetica, Verdana, san-serif;
font-size: 7pt;
color: #1B3F95;
line-height: 11pt;
text-decoration: none;
}

a.footer:active {
font-family: Arial, Helvetica, Verdana, san-serif;
font-size: 7pt;
color: #1B3F95;
line-height: 11pt;
text-decoration: none;
}